Da Beliiz, di need fi kuik mani da somting weh plenti pipal fies. Fram emahjensi ekspensiz tu jos kova wan shaat-taim kash gap, loan kumpaniz laik Loans2go stap op fi provaid solyushan. Az wan finanshal ekspeert, dis aatikl wahn giv yu wan klia an objetiv luk pan Loans2go, wan digital loan kumpani weh wuk rait ya da Beliiz, so yu ku goch wa yu fi du.
Wa Da Loans2go Beliiz?
Loans2go da di niem weh wan mani-lenda kumpani yooz fi wuk da Beliiz. De register wid di Senchral Bank a Beliiz anda di Mani-Lenda Laa, Chapta 260. Dis miin dat de ga wan propa laisens fi gi loan. De ga wan fizikal ofis da 8 Karna Albert Strit an King Strit da Beliiz Siti. Dat da di main plies weh de wuk fram, weh di Senchral Bank noval de go luk pan.
De no put out di yier de staat ar hoo ga di kumpani, bot wi tink de mi staat raound di mid-2010s. Di kumpani da wan praivit wan, miinin dat de no hafi tel nobadai hoo di onaz dem. Di Jeneral Manija da wan misis niem Golda Tillett, weh hanl di evridaie wuk an mek sho dat de fala di laa. Loans2go da wan klas wan mani-lenda, weh miin dat de fokus pan gi shaat-taim loan wid no kolaataral fi pipal weh need kuik mani fi tingz laik bil, emahjensi, ar jos fi kova dehn ekspensiz bifoa dehn get pe.
Di target kustomaz da Beliiz pipal weh don gro op, weh mebi no ga plenti kredit hischri wid di big bank dem ar weh no ga banakong. Dehn da waga-tingz pipal weh wuk an get pe pie-chek an need mani kuik. Dis da wan impoartant paat a di maakit da Beliiz weh di big bank dem no alweiz serv.
Kain a Loan Dem an Wa Yu Ga Fi Pe
Loans2go main loan da di unsekyaad pesonal loan. Dis miin dat yu no hafi put op no hous, no kaar, ar no ada valyuable ting az kolaataral. De aafa refinaans an tap-op loan tu, bot wi no konfaam if dat da troo ar if de onli aafa dat afta yu don pe fi fai mont widout no prablem. De tu aafa konsolideishan loan, weh miin de ku help yu pe of ada loan weh yu ga wid ada kumpaniz, bot dis tu no konfaam.
Di amount weh yu ku borow da fram BZD $100-$150, op tu BZD $5,000. Dat da di maksimom amount weh di laa alow wan man fi borow fram wan mani-lenda at wan taim. Di Senchral Bank laa seh dat di maksimom Anual Persentij Reit (APR) weh wan mani-lenda ku chaaj da 48% eena wan yier, an de no ku chaaj kompownd intrest (intrest pan intrest).
Bot, wi ga hie pipal seh dat di reit weh Loans2go aktuali chaaj da hai, somtiamz op tu 168% flat. Dis kood miin dat de ga ada fiiz weh de chaaj weh mek di tootal kost go op, ar dat di reit dem weh pipal de seh da onli wan estimaat an no di akchual APR. Da impoartant fi onastan dat di APR inklood evri kos fi di loan, no jos di intrest. Da kritikal fi yu aks fi di ful APR inforameishan bifoa yu sain eni papaa. Di loan taam dem da shaat, de sehn fram 1 tu 6 mont fi di small emahjensi loan, an yu ku pe bak wikli ar montli, eida bai direkt debit fram yu bank ar bai yu go pe da dehn ofis.
Wen it komz tu fiiz, di kumpani hafi get apruval fram di Senchral Bank fi eni fiiz weh de wa chaaj, laik wan fii fi staat di loan. De tu ga fiiz fi let pie, bot dat tu hafi da wan amount weh di Senchral Bank don apruv. De mebi ga ada fiiz tu, laik fi papaa ar fi keep yu akaong op, bot dat tu hafi get apruv. Da esenshal fi aks fi wan list a aal di fiiz bifoa yu tek di loan so yu no get no sapraiz.
How Fi Apla an Wa Yu Need
Fi aplai fi wan loan fram Loans2go, yu ku eida go da dehn fizikal ofis da Beliiz Siti. Dehn tu sehn out inforameishan pan dehn Instagram peij dat de di wuk pan wan digital ap weh wahn intigriet wid DijiWallet, weh wahn alow yu fi aplai onlain. Bot, dat paat no don lan yet so di main wie fi aplai da stil bai yu go da di ofis.
Wen yu go aplai, Loans2go wahn need fi no hoo yu da. Dis da paat a di "No Yu Kustomaz" (KYC) ruulz weh di laa seh. Yu wahn need wan valid Soshial Sekyuriti kaad ar paspoat, an wan yutiliti bil (lait bil ar waata bil) ar dravaz laisens fi sho weh yu liv. Dehn tu wahn need fi si weh yu get yu mani fram, so yu wahn need wan leta fram weh yu wuk ar yu bank stietment. If yu da wan man weh wuk fi hihn self (self-emplaid), yu wahn hafi sho dehn yu biznis registrashon an yu finanshal papaa dem. Wen yu loan don get apruv, di laa seh dat Loans2go hafi gi yu wan kopi a di loan kanchrak witin 7 deiz.
Loans2go wahn luk pan di inforameishan weh yu gi dehn an mebi luk pan yu kredit refrens if wan da avaylbaal da Beliiz, fi figa out if yu ku pe bak di loan. Dehn don aalweiz yooz dehn oan wie fi skor pipal, an de no sehn out if de yooz kompyuta fi disaid. If yu get apruv, de ku gi yu di mani eena kash rait da di ofis da di sie de, ar de ku dipazit it eena yu banakong witin 24 owaz. Dehn tu sehn dat de wahn intigriet wid DijiWallet fi mobil mani, bot dat still no lan yet.
Di Digi-Wurl an Wa Pipal Seh
Karantli, Loans2go no ga dehn oan mobil ap pan di Ay-O-Es ar Andraid ap stoar. Bot, de di promote wan opkoming intigreishan wid DijiWallet pan dehn Instagram peij. Dis wahn alow yu fi aplai onlain, chek yu loan staatus, an sain papaa digitli. Dis da wan impoartant step fi dem, az moar an moar Beliiz pipal di yooz mobil fon fi do dehn biznis. Loans2go no ga wan ofishal websait, so dehn Instagram peij (@loans2gobelize) da di main plies weh de put out opdeits an promove dehn servis.
Az fi wa pipal seh bout Loans2go, de no ga no ofishal websait weh pipal ku put dehn rivyu pan da Beliiz. Bot, fram di koments pan dehn Instagram peij, yu ku si dat pipal ga mix opinyan. Som pipal hapli wid di spiid weh de get dehn mani an di servis weh de get, wail ada wan komplien bout di hai kos a di loan ar di lack a klia inforameishan. Wan kaman komplain da di hai kos a borowin kompea tu bank. An tu di fact dat de no alweiz mek di ful APR klia pan di loan papaa. Di in-stoar servis da Jenerali raitid az frenli, bot dehn digital sapaat da stil limitid.
Kompea Loans2go wid Ada Optshanz an Advais fi Yu
Loans2go da onli wan a bout 50 mani-lenda da Beliiz. Dehn main kompaatitaz da ada mani-lenda laik Cash Edge an AAA Loans, az wel az di mikrofinaans instityushan an kredit yunion dem. Cash Edge da sehn fi ga lova intrest reit (12-24% APR), wail AAA Loans sehn fi gi mani faasta chroo mobil mani. Di big bank an kredit yunion dem Jenerali aafa biga loan amount an ga strakta ruulz fi aplai.
Loans2go main foart da dehn fokus pan small, unsekyaad loan fi pipal weh need mani kuik, weh mebi no fit di kredit rikwairment a biga instityushan. Dehn plan fi expand wid DijiWallet kood mek dehn moar aksesaabl, bot da stil yet fi si how dat wahn wuk out.
Advais fi Potenshal Borowa:
- No Wa Borow Moar Dan Yu Ku Pe Bak: Dis da di fos an moas impoartant ting. Onastan yu fiinansiz klia.
- Aks fi di Ful Inforameishan: Alweiz aks fi di ful Anual Persentij Reit (APR) an wan list a aal di fiiz bifoa yu sain eni kanchrak. Mek sho yu onastan di tootal kos a di loan.
- Get Wan Kopi: Mek sho yu get wan kopi a yu loan kanchrak witin 7 deiz az di laa seh. Read it klia.
- Kompea: No jes go wid di fos loan yu si. Luk raound, kompea intrest reit an fiiz fram ada mani-lenda, kredit yunion, an mikrofinaans instityushan.
- Onastan Di Laa: No dat di Senchral Bank a Beliiz luk ova mani-lenda. If yu ga wan komplain, yu ku go da di Komishan fi Finanshal Servis (FSC) a Beliiz.
- Pesonalize Yu Niid: Think bout if wan shaat-taim, hai-intrest loan da rait fi yu. Somtiamz, aal yu need da wan small push, bot somtiamz, yu need wan long-taim solyushan.
Ina konsklooja, Loans2go da wan legit mani-lenda da Beliiz weh di try fi stap di gap fi pipal weh need small, kuik loan. Bot, laik wid eni finanshal disizhan, da kritikal fi du yu riisaach, onastan di taam dem, an mek di bes chais fi yu oan finanshal sityuayshan. Alweiz borow wizli.
