Belize Bank

Di Belize Bank: Wan Bangk weh Deh Wid Wi Lang Taim ahn Dehn Chenj wid Di Taim

Di Belize Bank Limited (BBL) da mo dan wan bangk; dehn da wan big paat a Belize histri ahn fainans. It staat da Disemba 1902 az di Bank a British Honduras, ahn sen-den, dehn don chroo wahn lata chenj, inkluudn weh Royal Bank a Kanada bai it da 1912. Bot da 1987, wan grup a lokal investa bai it agen, ahn dat da how it ton Di Belize Bank Limited. Tu-day, dehn da di bigis komershal bangk da Belize, ahn dehn weh dehn kantinyu fi groo, espeshali afta dehn tek ova Skoshyabangk (Belize) Limited op da 2022.

Di Belize Bank da wan ful-servis bangk weh ofa evri kain a servis fi pyuopul ahn biznis rait chroo Belize. Dehn on by Waterloo Investment Holdings Limited, wan kompini weh lis pan di Bermuda Stak Ekschenj. Di bangk get imens supavizhan fram di Sentral Bangk a Belize (CBB) ahn di Fainanshal Intelijens Yunit (FIU), so yuh kyan feel sekyooar dat dehn wark anda di laa.

Di bangk dedikyated tu yuuz dijital teknoloji fi mek bangkin eezya fi evri-badi. Dis mixtcha a ol-taim valyoo ahn nyu-taim inovayshan da wa mek Di Belize Bank stand out da Belize.

Kain a Loan ahn Servis weh Di Belize Bank Gi

Di Belize Bank ofa wahn waid rienj a loan fi difrent kain a niid. Let wi luk pan di men wan dehn:

Personal Loan: FlexiLoans

• Wa Dehn Gi Loan Fa: FlexiLoans da personal loan weh yuh kyan yooz fi aal kain a ting, laik fi go oan vakayshan, pey fi yuh edyukayshan, bai nyu foernicha, ar ivn bai wahn veekl. Dehn fleksibl ahn dehn mek it fi fit yuh speshal niid.
• How Moch Yuh Kyan Boroh: Di ekzak amont no poblik, bot dehn se dehn taiela it fi fit di borowa niid ahn dehn pay-bak abiliti.
• Intres Reet ahn Fiz: Di bangk advataiz kompetitiv intres reet. Bot, di spesifik posentej no opm tu di poblik. Yuh wahn need fi visdit wan branch ar kantaak dehn fi get di ekzak reet weh wahn aplai tu yuh. Dehn chaarj standaad fiz fi proses di loan ahn fyoo fiz fi let peyment.
• Pey-Bak Taim: Di pay-bak shedul da taiela ahn dehn tek inkom ahn kolatral (if eni) intu akount.
• Kolatral: Fi personal loan, dehn gat sekyooard ahn unsekyooard opshan. Sekyooard loan wahn need tingz laik veekl, real eestet, ar ivn moni weh yuh gat da yuh akount az kolatral. Unsekyooard FlexiLoans da fi kastomaz weh gat gud kredit ahn weh kyan mek wahn salri asainment ar stannin instrokshan fi mek peyment.

Biznis Loan ahn Real Eestet Fainansin

• Fi Biznis: Dehn ofa loan weh mek speshal fi smal ahn midl-saiz biznis (SME) ahn fi big kompini. Dis kyan help biznis groo, bai nyu ikwipment, ar kova operayshan kost.
• Real Eestet ahn Maagej Loan: Chroo dehn Belize Bank Internashnal divizhan, dehn gi fainansin fi real eestet ahn maagej, espeshali fi non-rezident invetsta. Di minimom amont fi dis kain a loan da US$100,000, weh da bowt BZ$200,000. Dehn ivn ofa loan fi komershal kanstrokshan.
• Fleksibl Taim: Fi intanashnal real eestet loan, dehn ofa fleksibl taim weh kyan go op tu 20 yeez, dipendin pan di projek.

How fi Aplai fi Loan ahn Di Mobile Ap

Di Belize Bank mek di aplaykayshan proses az eezli az posibl, wid difrent op-shan fi yuh.

How fi Aplai

• Chroo Branch: Yuh kyan go tu eni a dehn 11 branch weh skata rait chroo Belize fi aplai in-poson. Dehn gat branch da Belize Siti, San Ignashyo, Dangriga, Punta Gorda, Belmopan, ahn ada dischrik toon.
• Onlain ahn Ap: Yuh kyan staat yuh aplaykayshan onlain chroo dehn websait (www.belizebank.com) ar chroo dehn intanet bangkin portal. Dehn ivn avaylabl pan dehn mobile ap.
• Dokyumentz weh Dehn Need: Fi aplai, yuh wahn need yuh aidentifikayshan (laik pasport ar NID), prooof a ad-dres, ahn dokyumentz weh shoo yuh inkom. Fi intanashnal klayant, dehn wahn need mo detal dokyumentz fi fala di laa.
• How Dehn Chk Kredit: Di bangk gat dehn oan sistim fi skoor kredit, weh dehn luk pan yuh kredit histri, inkom, kolatral (if eni), ahn ada risk fakta. Dis da fi meke sho dat dehn gi loan sekyooarli.

Di Belize Bank Mobile Ap

Di Belize Bank gat wahn mobile ap weh yuh kyan fain pan iOS ahn Andraid fon, weh dehn kaal Belize Bank Mobile. Dis ap da wan gud way fi manij yuh akount fram yuh fon. Di fichaz inkluud:

• Manij yuh akount ahn chk yuh balans.
• Sen moni fram wan akount tu anada.
• Aplai fi loan rait fram di ap.
• Get e-stetmentz.

Akaardn tu som infamayshan, di ap gat wan avarej raytin a 4.2/5 pan ap storz, weh shoo dat kastomaz fain it yuusful ahn eezli fi yooz. Dis da wan paat a dehn Mobile Fost stratiji fi mek bangkin mo aksesibl.

Govament Luk, Regyulayshan ahn Protekshan fi Kastomaz

Di Belize Bank operat anda chrik regyulayshan fi meke sho dat evri ting da fya ahn sekyooar. Dehn gat laai-sens anda di Domesik Bangk ahn Fainanshal Instityooshans Ak, 2012 (DBFIA), ahn dehn da anda di Sentral Bangk a Belize (CBB) ahn di Fainanshal Intelijens Yunit (FIU) luk-luk.

• Kompaliyaans wid Laa: Dehn fala aal di lokal ahn intanashnal laa, inkluudn Anti-Moni Landrin (AML), Kom-bat Fainansin a Terorizm (CFT), ahn FATCA/CRS. Dehn aalwayz sen dehn fainanshal reeport ahn stresh tes rizolt tu di CBB.
• Protekt Kastomaz: Di bangk dedikyated tu protek dehn kastomaz. Dehn mek sho dat dehn fiz da chransparent, dehn gat fya lendin polisiz, ahn dehn gat sistim fi kastomaz fi mek komplaynt chroo dehn Kastomaz Kier dipaatment ar chroo di CBB ombodzman. No big poblik penaliti ar enfoersment aksyon don tek agen dehn.

Di Belize Bank da Maakit ahn Kompeta da Belize

Di Belize Bank da di bigis komershal bangk da Belize. Afta dehn intigreet Skoshyabangk op da 2022, dehn noo gat 44.4% a aal di bangkin aset da Belize. Dehn aalso hol di liidin shar a dipozit ahn loan. Dis mek dehn wahn kii playa da di fainanshal sektar a Belize.

• Kompeta: Som a dehn men kompeta da Atlantic Bank Limited ahn Heritage Bank Limited.
• Wa Mek Dehn Difrent: Di Belize Bank stand out bikaaz dehn don de ya fi lang, dehn gat wahn waid netwok a branch, ahn dehn dedikyated tu dijital chenj. Dehn gat 11 branch ahn 45 ATM rait chroo di kantri, weh gi kastomaz eezli akses tu dehn servis. Dehn aalso dehn chroo wahn big modanaizayshan wid Finastra Fusion Essence fi bring nyu prodok ahn servis.

Gud Advais fi Pyuopul weh Wa Boroh fram Di Belize Bank

If yuh dehn tink bout borohin moni fram Di Belize Bank, ya da som gud advais fi help yuh mek di rait disizhan:

• Prepaa Gud wid Dokyumentz: Meke sho yuh gat aal yuh aidentifikayshan, prooof a ad-dres, ahn inkom dokyumentz riidi bifoa yuh aplai. Dis wahn mek di proses go faas ahn smooter.
• No Di Kondishon: Aks fi aal di detal bout intres reet, fiz (prosesin fiz, let peyment fiz), ahn di pey-bak taim. Don fraid fi aks kweschan til yuh kyan anda-stan evri ting. Sens dehn don poblish ekzak reet, yuh wahn need fi kantaak dehn direk.
• Yooz Di Ap Smart: Di Belize Bank mobile ap da wahn yuusful tuul fi manij yuh loan ahn akount. Yooz it fi chk yuh balans, mek peyment (if avaylabl), ahn keep op-tu-deet wid yuh fainans.
• Tink Bout Kolatral: Anda-stan if yuh loan wahn need kolatral ahn wa kain a tingz dehn wahn aksep. If yuh gat gud kredit, yuh mai kwalifai fi wahn unsekyooard FlexiLoan.
• Kompyar ahn Aks Kweschan: If yuh gat opshan, luk pan wa ada bangk ofa tu. Dis wahn help yuh mek wahn gud disizhan. Di Belize Bank gat dedikyated kastomaz servis chroo telifon ahn in-branch relaishonship manija, so yuh kyan aalwayz get help.

Di Belize Bank Limited ofa wahn strohn ahn rilayabl opshan fi fainanshal servis da Belize. Wid dehn lang histri, waid rienj a loan prodok, ahn dehn fokus pan dijital inovayshan, dehn da wahn big paat a di Belizean ikonomi. By anda-stan dehn servis ahn preparin gud, yuh kyan mek di bes disizhan fi yuh fainanshal niid.